Property Development FAQs
Do you want to move but are constantly being bombarded by depressing news about the housing market?
Then we may have the answers to your problems.
All you need to do is talk to any of us to find out more and meanwhile we have set out some typical problems and questions that could help you RIGHT NOW.
I want to move but can't sell my house:
We can organise the marketing of your property, arrange the valuation, appoint the agent, organise the Hip and even advise you on a "makeover" to improve the marketability of your property. Talk to us to find out more.
I want to buy but I can't get a mortgage:
We have specialist mortgage advisors who will arrange the best deal for you, they talk to the banks and building societies all the time and can quickly and easily find the right deal for you taking away all the complicated negotiations. Various financial packages are available through developers to aid your purchase including mortgage subsidy and even shared equity enabling you to pay the balance of the price you owe over a number of years. Talk to us to find out more.
What is shared equity?
Shared equity schemes vary with each developer but generally it is where a developer will fund a percentage of the price of your new home for a period of usually up to 10 years. This means that you can borrow a smaller amount on your mortgage and depending on the amount of equity you may not even need a deposit. The developer does not charge rent on the amount outstanding all they ask is that you pay it back after 10 years at the market value of the home at that time. Talk to us and find out more.
I am worried about falling house prices:
This does happen at times and is part of the cycle. Even if you stay in your existing property you are affected regardless. Why put your life on hold. Prices will rise again in due course. We will give you the best deal we can and even include stamp duty and other incentives as appropriate. There couldn’t be a better time to buy. Talk to us and find out more
Yes but, what if I am made redundant and become ill and can't pay the mortgage?
Understandable worry, but we can insure you against this. Talk to us and find out more
Why should I buy now rather than rent in the hope that prices will fall?
A house should be a home and not for short term gain. Why put that first home or family life on hold in temporary accommodation. Even if prices did drop in the short term the demand in the South East is such that prices will rise again very quickly. Rental prices are on the up and you may find yourself spending lots of money in rent that could go towards the home of your dreams right now. Rentals start in the South East now at approx £600 for a 2 bed apartment and for family homes can be £1000 a month and upwards. In just 6 months that is £6,000 going nowhere and for FTB’s it could be money towards your deposit. Talk to us and find out more.
I can't afford to move:
If you are short of funds now couldn’t be a better time to buy. If you are struggling to find a deposit some developers will pay it for you. Shared Equity schemes can really help you afford the home that you want and with some building societies they will consider the equity being funded by the developer as a deposit so all you need to find is solicitor’s fees. Straight forward discounts are available too. Talk to us and don’t put your dream on hold.
When is the right time to buy?
Now couldn’t be a better time to buy with fantastic choice and incentives galore. Don’t miss the boat. Talk to us and find out more.
And if you are a FTB…….
Now really is the time to buy with shared equity and deposit paid schemes available. Have you also considered buying with a friend or if you are still short on your funds there is a special scheme called ‘Parental Guarantor’ which means you maybe able to borrow more with the help of your parents. Talk to us to find out more.
Why should I buy new?
The benefits of buying new are numerous:-
High Insulation
UPVC Double Glazing
Low flush toilets
Low energy lighting
Bespoke Designed Kitchens
Energy efficient appliances
New Bathroom with latest in sanitaryware
Excellent home energy ratings
Newly decorated
Low maintenance
Lower fuel and energy bills
Lower carbon footprint
Sustainable building materials
Customer Care Warranty
NHBC 10 year warranty
Just move in and it is all done for you. When buying second hand you may have to look at redecoration and fixtures and fittings costs that could run into thousands. Make the better choice and choose new.
What more could you ask for?
So whatever your concerns and problems just talk to us and get the home of your dreams today.
